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판촉물는 또한 마이크로 페이먼트의 한 형태로, 일상 송금에도 활용됩니다. 예를 들어, 카페에서 커피를 사고 싶은데 카드를 가지고 있지 않을 때, 스마트폰 앱을 통해 카페에서 소액 결제를 하여 간편하게 결제할 수 있을 것입니다. 이와 같이 결제 방식은 구매자들의 편의를 높이면서 동시에 산업자들에게도 이익을 공급합니다.

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